An overview of the loan process
Step one: Determine how much you can borrow
-How much of a monthly payment
-Use our mortgage calculators to get an idea of payments amounts
-We'll look at your credit/employment history, income/debt, etc. to determine what a lender
Step two: Pre-qualify for your loan
We give you a pre-qualification letter based on the loan amount you can get which you can use as you look for a home
Step three: Apply now! We make it easy
If you make an offer and it is accepted, then you complete the mortgage loan application. You can do it online via our website or in person at one of our offices. An appraisal of the home will be needed as well.
Step four: Loan is funded
Realtor and seller choose escrow/title company after loan is approved. We work with you to make sure all the paperwork is organized.