Purchasing a home

Forum Mortgage Bancorp. is committed to providing exceptional customer service by offering the best mortgage programs available, utilizing the highest standards of ethics and professionalism and investing in cutting-edge technology.

The Forum Mortgage Bancorp Advantage

• Electronic Desktop underwriting
• Full loan approvals available within 24 hours
• Free, instant computerized loan pre-qualifications and pre-approvals
• Complete computerized loan origination and mortgage analysis
• Return of phone calls and messages within 20 minutes
• Direct contact with the loan officers and processors at all times
  during the lending process
• In house processing by efficient and seasoned professional staff
• Multilingual loan officers and processing staff in English, Polish,
  Spanish and Greek. 

The following is a step by step guide to purchasing a home with Forum Mortage:

Meet with a Forum Mortgage Bancorp. Loan Consultant and get pre-approved for a mortgage.

Meet with a realtor and search for a home based on the parameters outlined in your pre-approval letter.

Select the home of your dreams and negotiate a sales contract with your realtor.

Notify Forum Mortgage Bancorp. of your selected home and supply them with the sales contract.

Select a real estate attorney to represent you and advise you on the legal aspects of the transaction.

Provide Forum Mortgage Bancorp. with any additional requested information to finalize your loan approval.

Forum Mortgage Bancorp. issues a loan commitment and coordinates with the realtors and attorneys the scheduling of your closing.

Bring to the closing the following items:
- Hazard insurance policy with one year paid receipt.
- Proper ID's (i.e. drivers license, passport).
- Cashier's check for down payment and any additional funds due.

ENJOY YOUR DREAM HOME!!! 

Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord and take control of your living environment.

Whether you are a first-time home buyer, renter, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs. Use our easy-to-navigate site, or contact us by phone today.

We can help you realize your homeownership dreams by offering you all the best advantages:

- Low Rates
- Easy Online Application
- All Types of Mortgage Programs
- Guidance and Advice From an Experienced Loan Professional

Determine how much you can borrow and buy with our pre-qualification calculator.

You can beat the competition and negotiate more effectively when you're pre-approved. Apply online now to be pre-approved.

See how your equity and security can grow as a homeowner. Compare the benefits of owning vs. the cost of renting with our Rent vs. Buy Calculator.

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Forum Mortgage Bancorp - 7221 W. Touhy Ave. - Chicago, IL 60631
Office Phone: (773) 774-9040 Fax: (773) 774-9846

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We are licensed to lend in the following states:

Illinois, Minnesota, Wisconsin, and Indiana

   

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